CALISTA Finance – Financing Guide

CALISTA Finance – Financing

CALISTA Finance quick financing offers fast and fuss free financing for businesses. Receive funds within 72 hours from application. Interest rates as low as 0.99%. You just need to send us your invoices, bank statements and company registration. We work with our partners to provide financing to you.

Our Product

We offer invoice financing, factoring and credit lines.

Visit our website at for more details.

Financing Process

1. Submit an application

Simply apply at

Visit CALISTA Finance website at Click on ‘Apply’ at the top right corner of the page, you will be directed to our application form. You may also choose to visit directly.

Complete the form below to submit the application. Provide your contact information and we will contact you for more documents.

Our online application form

Click on ‘Submit’ to apply now. You will receive the following confirmation and we will revert shortly on your financing application.

2. Application processing

After applying, we will take up to 72 hours to process your application. We may contact you to request for documents left out from the application. For example, bank statements provided may not be the latest 2 months. We may contact you to request for updated bank statement. This is to ensure that your application is accurate. No additional documents are required.

If your application is complete, we will follow up directly on the application results.

3. Application results

If we approve your loan, we will follow up to offer with the following information:

  1. Loan amount offered
  2. Interest rate of loan
  3. Length of loan
  4. Repayment amount at loan maturity

If we are unable to service your application, we will follow up to inform you of the decision. At the same time, we may request additional documents to furnish your application. This is for us to better understand your business for us to assess how can we better help.

4. Acceptance of loan

If we offer you a loan, you can then choose to accept or reject the offer. If you accept, we will provide you with a loan agreement. You will need to sign this contract to accept the loan offer.

At this stage, you may choose to reject our offer. There will be no fees or penalties for rejecting our offer. At CALISTA Finance, our costs are transparent. It is always free to try our services.

Our offers lapse within 5 working days.

5. Disbursement of funds

After signing the loan agreement, we will disburse funds to you immediately. We offer flexible disbursements. You can choose to disburse at the currency of your choice. Feel free to request for the foreign exchange quotes we provide during disbursement. You may request for us to disburse funds to your suppliers or receive it directly.

Loan interests will only kick in once we disbursed the financed amount to you. We will send you a confirmation email on the date of loan maturity once we disbursed the funds. We will also provide the repayment details at this stage.

6. Loan repayment

Early repayment

During the loan period, you may at anytime choose to repay the loan early. There are no early repayment fees or penalties. And in fact, you only pay for the period you borrow. Request the exact repayment amount from us when you will like to repay your loan early!

For example, if your loan period of 30-days and you can choose to repay after 10 days. You only pay interest for the 10 days that you borrow with us!

Repayment process

Our repayment process is as flexible as our disbursement process. You can also choose to repay in your currency of choice. Feel free to request for the equivalent repayment amount in your chosen currency from us.

Do inform us once you have repaid the funds, for us to acknowledge repayment and close the loan. After repayment, we will send you a confirmation email to complete and close your loan. Feel free to submit another application with us. We can offer better terms with each completed loan!

How long does the process takes?

It can take up to 72 hours for us to review and approve your completed application and supporting documents. Once accepted, you’ll receive your funds.

Frequently Asked Questions (FAQ)

How to qualify?

All businesses are invited to apply. Simply send your invoices, bank statements, and company ID documents to us.

What is the Product Coverage?

  • We offer invoice financing, factoring and credit lines
  • Range of financing: 30, 60, 90 days
  • Up to US$1m at between 5-18% annualized rates
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